Category: Personal Finance

Articles relating to personal wealth and finance issues, e.g.
budgeting, mortgages, retail investor advice, savings & ISAs.

Should Young Investors Use Robo Advisors?

Prior to the ‘rise of the robo-advisor’, when it came to investing you had two main options: 1. Hire a financial advisor 2. Manage your investments yourself For a young investor, these options can be quite overwhelming, particularly option 1….

China is Turning its Back on Cryptocurrencies

This September, the Chinese government banned fundraising through ICOs. A few days later the government doubled down and announced that it was banning cryptocurrency exchanges. The announcements caused the market to react and Bitcoin prices tanked by almost 6%. Other…

Financial Accountability

Definition: accountability ‘the obligation of an individual to account for its activities, accept responsibility for them and to disclose the results in a transparent manner.’ I am a big believer in setting goals and holding myself accountable to these…

Catch Flights…Essential Travel Hacks

‘Tis the season of summer loving, Pimms and “catch flights, not feelings”. As I write this, I am prepping for a trip to Barcelona; a weekend of sun, sea and Sangria – just what the doctor ordered. But before I…

How to Save Money?

Saving money is a relative and imperative topic regardless of the age group an individual belongs to. With house prices sky rocketing, saving money has never been more important. My main motivations for writing this article are based on a…

An Introduction to Peer-to-Peer Lending

Do you sometimes feel like a bank? Always lending money out to others and crossing your fingers hoping it will be returned? Maybe it was that £200 your friend recently borrowed. Or the £10 you gave to someone to top…

Smart Beta – As smart as it sounds?

Imagine an investment that promised to consistently outperform a benchmark without large management fees. A process that was automated to eliminate human error, but still acted under the guidance of human decision making. With smart beta exchange traded funds, or…

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