Category: Personal Finance

Articles relating to personal wealth and finance issues, e.g.
budgeting, mortgages, retail investor advice, savings & ISAs.

Smart Beta – As smart as it sounds?

Imagine an investment that promised to consistently outperform a benchmark without large management fees. A process that was automated to eliminate human error, but still acted under the guidance of human decision making. With smart beta exchange traded funds, or…

ISAs – Know Your Options

It’s April! This means not only is it officially the beginning of spring but also on the 6th of April it will be the start of a brand new tax year. For those of you who have been paying attention,…

Is it me or the lifestyle: Lifetime ISA review

We’ve come to that part of the year again, today marks the return of the Budget statement. The event where the UK Chancellor explains how the government plans to earn, borrow and spend funds in the upcoming tax years. Before…

The modern day piggybank: MoneyBox

When you were younger, did you ever own a piggy bank? One in which your parents made you put all your spare change? And whenever you needed money, you would debate whether it was worth breaking the piggy bank and…

CM Personal Finance 2017 Tips

I’m back again with another personal finance piece, the low-key period between Christmas and New Year can have your mind wonder as to what do with your money for the upcoming year. I’m a millennial so I have always been…

2017 Market Outlook

2016 was an eventful year for markets with negative investor sentiment stemming from China’s ailing economy, political referendums/elections and global central bank decisions at the forefront of this. I certainly was shocked by the results of the Brexit referendum and…

Will markets play the Trump card?

The US presidential election is as close as it has ever been in recent times (Hilary Clinton – 44% , Donald J. Trump – 42%) which has lead to market volatility, most notably within FX and equities. Donald Trump, whose…

20 Habits of Wealthy Traders

A few days ago, I read an article demonstrating what an author thought were the 20 habits of wealthy traders. Some I totally concurred with – others I was in total disagreement with – the last section of points I…

Will London have time for Sub Prime?

I found it interesting reading sub-prime mortgages, widely blamed for causing the 2007-08 financial crisis, are making a surprise comeback in the UK, with several new lenders launching home loans for people with poor credit histories. Lenders are targeting people…

Subscribe to Capital Moments

Subscribe to Capital Moments

If you would like to be informed about global current affairs and understand how you can better develop as a student, graduate or professional; then subscribe to Capital Moments by filling in the form with your 'email' and 'how you find about us'. We will be in touch with blogpost updates and newsletters.