Category: Personal Finance

Articles relating to personal wealth and finance issues, e.g.
budgeting, mortgages, retail investor advice, savings & ISAs.

Financial Accountability

Definition: accountability ‘the obligation of an individual to account for its activities, accept responsibility for them and to disclose the results in a transparent manner.’ Businessdictionary.com I am a big believer in setting goals and holding myself accountable to these…

Catch Flights…Essential Travel Hacks

‘Tis the season of summer loving, Pimms and “catch flights, not feelings”. As I write this, I am prepping for a trip to Barcelona; a weekend of sun, sea and Sangria – just what the doctor ordered. But before I…

How to Save Money?

Saving money is a relative and imperative topic regardless of the age group an individual belongs to. With house prices sky rocketing, saving money has never been more important. My main motivations for writing this article are based on a…

An Introduction to Peer-to-Peer Lending

Do you sometimes feel like a bank? Always lending money out to others and crossing your fingers hoping it will be returned? Maybe it was that £200 your friend recently borrowed. Or the £10 you gave to someone to top…

Smart Beta – As smart as it sounds?

Imagine an investment that promised to consistently outperform a benchmark without large management fees. A process that was automated to eliminate human error, but still acted under the guidance of human decision making. With smart beta exchange traded funds, or…

ISAs – Know Your Options

It’s April! This means not only is it officially the beginning of spring but also on the 6th of April it will be the start of a brand new tax year. For those of you who have been paying attention,…

Is it me or the lifestyle: Lifetime ISA review

We’ve come to that part of the year again, today marks the return of the Budget statement. The event where the UK Chancellor explains how the government plans to earn, borrow and spend funds in the upcoming tax years. Before…

The modern day piggybank: MoneyBox

When you were younger, did you ever own a piggy bank? One in which your parents made you put all your spare change? And whenever you needed money, you would debate whether it was worth breaking the piggy bank and…

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