Category: Personal Finance

Articles relating to personal wealth and finance issues, e.g.
budgeting, mortgages, retail investor advice, savings & ISAs.

Genevieve: Venture Capital, but Blockchain.

Small businesses across the world face the same problem – accessing funding. With banks reluctant to lend, and when they do interest rates are crippling, finding the capital to get business ideas of the ground represents the greatest obstacle to…

Secure the Bag II: Budgeting with Yolt

After a near 9 month hiatus from posting blogs, I am back with another post within a 2 week span. Just like London buses, you wait forever for one then you get two at once. Continuing in the spirit of…

Secure the Bag: CM Personal Finance 2018 Tips

It’s been a while since I penned a piece for Capital Moments, but given the time of the year, I thought it’d be wise to spread some knowledge again. Next year is all about securing the bag, whether that means…

Should Young Investors Use Robo Advisors?

Prior to the ‘rise of the robo-advisor’, when it came to investing you had two main options: 1. Hire a financial advisor 2. Manage your investments yourself For a young investor, these options can be quite overwhelming, particularly option 1….

China is Turning its Back on Cryptocurrencies

This September, the Chinese government banned fundraising through ICOs. A few days later the government doubled down and announced that it was banning cryptocurrency exchanges. The announcements caused the market to react and Bitcoin prices tanked by almost 6%. Other…

Financial Accountability

Definition: accountability ‘the obligation of an individual to account for its activities, accept responsibility for them and to disclose the results in a transparent manner.’ I am a big believer in setting goals and holding myself accountable to these…

Catch Flights…Essential Travel Hacks

‘Tis the season of summer loving, Pimms and “catch flights, not feelings”. As I write this, I am prepping for a trip to Barcelona; a weekend of sun, sea and Sangria – just what the doctor ordered. But before I…

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